![]() ![]() Pennsylvania doesn’t have coastal areas or a high risk of tornadoes, earthquakes or other natural disasters. The location helps keep costs affordable. In fact, across the U.S., the state ranks quite low according to data from, at $1,308 a year. Homeowners insurance is relatively cheap in Pennsylvania. There are also exemptions, such as the homestead exemption and the disabled veteran exemption. If you want to dispute assessed value, you’ll need to produce data that backs your claim such as sale prices for comparable properties and pictures. County property taxes include school and municipal taxes. Your property tax rate could range as low as 0.91%, like it is in Sullivan County, or as high as 2.46% in Monroe County. Each county has its own method to assessing home value and its own rates. Pennsylvania property taxes vary widely across counties. Two costs to factor in on top of your mortgage payment are property taxes and homeowners insurance. ![]() Factors in Your Pennsylvania Mortgage Payment ![]()
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